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Home Lifestages Who We Are What We Do Fees and charges Contact Us Newsletter

While everybody insures their home, their car and even their furniture, it still amazes us how most people fail to insure their income or their life. Nobody wants to have to think about the possibility of falling seriously ill, or never being able to work again. What is scarier than that thought, is what would happen to you or your family if you don’t consider it now.

Here are a few questions we’d like you to answer…

1. If you fell seriously ill and had to see specialist doctors, how would you pay for these appointments?

2. If you had to stop work for longer than a month, how would you pay your bills?

3. Could your family continue to pay the mortgage and bills if you weren’t here to work?

4. If you’re a stay at home mum you may not bring income into the household, but…who would look after your children and home if you weren’t able? Could your partner afford to hire a cleaner and a nanny?


They aren’t easy situations to think about, but it is easy to solve them. There are a number of different types of insurance available which are designed for these very situations. We can talk you through them, and find something that suits your needs and budget. We aren’t linked to a particular insurance provider, which means we can offer you qualified advice on the best company to suit you.


Admittedly, unlike those TV ads, we can’t promise you won’t have to do a medical or fill out a form. We do promise to do our best to make it as painless as possible. If the worst happens, we also promise you’ll have someone in your corner fighting for you to achieve the best outcome possible, and you’ll always have a real person answer the phone.


Life Insurance

Life insurance is actually ‘Term Life’ insurance. It’s designed to pay your family a lump sum of money if you pass away. The money can be used for anything your family will need such as;

For more information on life insurance please give us a call or email us.


Trauma Insurance

You might have heard Trauma insurance being referred to as Recovery insurance as well. This is designed to insure you against a serious illness such as stroke, cancer or heart disease. Once again, Trauma insurance pays out a lump sum of money which can be used to cover specialist medical attention, pay off your debt and generally remove any financial stress from the equation, so you can focus on recovering fully.

For more information on Trauma please give us a call or email us.


Total and Permanent Disablement (TPD) Insurance

TPD insurance will pay a lump sum if you suffer an illness or injury that causes permanent disablement. This money can be used to pay out your debt and cover the costs of any modifications you might need to make to your home. It can be used to provide an amount to invest to provide you with ongoing income. There are many different ways of structuring your TPD insurance and our advisers can help you find the best options within your budget.

For more information on Trauma please give us a call or email us.


Income Protection Insurance

How would you pay your bills if you can’t work? This is what Income Protection is designed to do; exactly that, protect your income. While you can’t prevent an accident or illness stopping you from going to work, this insurance will provide you with up to 75% of your current income paid on a monthly basis to help you cover costs until you go back to work. Income Protection have many options including how much to insure for and how long your benefit can be paid. For more information please give us a call or email us.


Risk Advice, Life Insurance & Income Protection

The information on this website may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.





Tilley Financial Group Pty Ltd, ABN 17 058 240 403, is a Corporate Authorised Representative (No. 253394) of Aon Hewitt Financial Advice Limited. (Australian Financial Services License No 239183), ABN 13 091 225 642.  Brett Tilley is an Authorised Representative (No. 274414) and Lia Johnson is an Authorised Representative (No.471190) of Aon Hewitt Financial Advice Limited. (Australian Financial Services License No. 239183). Aon Hewitt Head Office: Level 33, 201 Kent Street, Sydney NSW 2000.

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