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While advice from family and friends is helpful, sometimes it’s smarter to get professional advice when you’re making an important decision which will affect your life and your business. Our advisers can give you simple tips and recommendations which will help you get ahead in life and protect your business and family.

- Insurance

- Super

- Investment

- General advice


While everybody insures their home, their home and even their furniture, it still amazes us how most people fail to insure their income or their life. When you have a family, it becomes even more important to protect them if you no longer can.

Did you know you can insure your income so that if you can’t work due to illness or injury, you will still be paid enough to cover your bills, pay your mortgage and cover any essentials? Income Protection insurance is often required if you work in the mining or building industry, but it makes a lot of sense no matter your occupation, and it’s far more affordable than you probably think.

With a business, it’s also important to think about the other types of insurance. Life insurance will provide your family with a lump sum of money to cover funeral expenses, pay out the mortgage and cover any future expenses. Trauma insurance will pay you a lump sum if you suffer from a serious illness; it allows you to pay off your debt and any medical bills so you don’t have to worry about financial issues as you recover. Finally, TPD insurance will pay a lump sum if you suffer from a total and permanent disablement that prevents you from working. Once again, this money can be used to cover your medical bills, pay off your debt and generally give you a helping hand.

To learn more about the different types of insurance and what they are for see our insurance section here.


Maybe you aren’t looking to retire just yet, but it’s still important to understand your superannuation and how it works. We can help you understand your superannuation fund and find a super fund that offers you the best value in terms of fees and charges. We can talk to you about salary sacrificing and contributing to your super.

As a self-employed person, understanding your super is even more important because you don’t have an employer to make contributions for you. We can help you determine the correct amount to pay yourself, and manage your super over your working life, so that when you retire you aren’t left short.

To learn more about superannuation see our super section here.


Investment is an important tool to get ahead. An investment plan is the key to making your money work harder for you. Why would you leave it sitting in a bank account when you know your money could be earning you returns?

Our clients understand managed funds and how their investment strategy is working for them. We talk to them about the pros and cons of investing in managed funds, property or direct shares and review their portfolio regularly to ensure everything is on the right track.

To learn more about investing see our investment section here.

General Advice

A financial adviser isn’t a salesperson; they are just that, an adviser. We can give you general advice to help you make important decisions regarding selling your house, changing jobs, understanding your business structures or family trusts or any other finance related issue you’d like to discuss. Our Financial Coaching sessions are personal one-on-one meetings with an adviser to give you the basic information you need to know and you can ask as many questions as you like.

For more information see the Financial Coaching section with some topics that may interest you.

Services that can help you

The information on this website may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Tilley Financial Group Pty Ltd, ABN 17 058 240 403, is a Corporate Authorised Representative (No. 253394) of Aon Hewitt Financial Advice Limited. (Australian Financial Services License No 239183), ABN 13 091 225 642.  Brett Tilley is an Authorised Representative (No. 274414) and Lia Johnson is an Authorised Representative (No.471190) of Aon Hewitt Financial Advice Limited. (Australian Financial Services License No. 239183). Aon Hewitt Head Office: Level 33, 201 Kent Street, Sydney NSW 2000.

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